Protect Yourself
and Your Loved Ones
Monthly plans start in the
Monthly plans start in the¥1,000range-
¥30,000 Lump-Sum benefit for
same-day hospitalization - English Support Available
- Premiums may vary depending on your age and selected conditions at the time of enrollment.
- This applies when the Hospitalization Lump-Sum Rider is added. The hospitalization Lump-Sum benefit amount varies depending on the selected plan.
- The hospitalization Lump-Sum benefit is paid only once per hospitalization for which the main policy's hospitalization benefit is payable, up to a maximum of 50 times.
- The hospitalization Lump-Sum benefit is paid when you are hospitalized and the main policy's hospitalization benefit is payable.
- A same-day hospitalization (0 nights, 1 day) is defined as admission and discharge on the same day, as determined by Nanairo Life Insurance based on factors such as whether the basic hospitalization fee is charged.
Protect Yourself and
Your Loved Ones
Protektahan ang Iyong
Sarili at ang Iyong
Mahal sa Buhay
-
Magsisimula sa humigit-kumulang
Magsisimula sa humigit-kumulang
¥1,000bawat buwan -
¥30,000 lump sum na benepisyo para
sa parehong-araw na pagpapa-ospital - May English Support
- Maaaring magbago ang premium depende sa edad at mga kundisyon sa oras ng pag-enroll.
- Nalalapat ito kapag idagdag ang Hospitalization Lump-Sum Rider. Ang halaga ng lump sum na benepisyo ay nagkakaiba depende sa planong pinili.
- Ang lump sum na benepisyo para sa pagpapa-ospital ay binabayaran isang beses lamang kada pagpapa-ospital na kwalipikado sa pangunahing benepisyo ng polisiya, hanggang 50 beses.
- Ang lump sum na benepisyo ay binabayaran kapag ikaw ay naospital at kwalipikado ang pangunahing benepisyo ng polisiya para dito.
- Ang "same-day hospitalization" (0 gabi, 1 araw) ay nangangahulugang pagpasok at paglabas sa ospital sa parehong araw, ayon sa desisyon ng Nanairo Life Insurance batay sa mga salik tulad ng pagkakasingil ng basic hospitalization fee.
Protektahan ang Iyong
Sarili at ang Iyong Mahal sa Buhay
Bảo vệ bản thân và
những người thân yêu
-
Các gói bảo hiểm tháng chỉ từ
Các gói bảo hiểm tháng chỉ từ 1.000yên -
Trợ cấp một lần 30.000yên
cho trường hợp nhập viện trong ngày. - Có hỗ trợ bằng tiếng Anh
- Phí bảo hiểm có thể thay đổi tùy thuộc vào độ tuổi và các điều kiện bạn chọn tại thời điểm đăng ký tham gia.
- Điều này áp dụng khi có tham gia Quyền lợi Bổ sung Trợ cấp Nhập viện Một lần. Số tiền trợ cấp nhập viện một lần sẽ khác nhau tùy theo gói bảo hiểm đã chọn.
- Quyền lợi trợ cấp nhập viện một lần chỉ được chi trả một lần cho mỗi đợt nhập viện mà quyền lợi trợ cấp nhập viện của hợp đồng chính được chi trả, tối đa 50 lần nhập viện.
- Quyền lợi trợ cấp nhập viện một lần sẽ được chi trả khi bạn nhập viện và đủ điều kiện nhận quyền lợi trợ cấp nhập viện của hợp đồng chính.
- Nhập viện trong ngày (0 đêm, 1 ngày) được định nghĩa là việc nhập viện và xuất viện diễn ra trong cùng một ngày, do Công ty Bảo hiểm Nhân thọ Nanairo xác định dựa trên các yếu tố như có phát sinh phí nhập viện cơ bản hay không.
Bảo vệ bản thân và
những người thân yêu
Protéjase y proteja
a sus seres queridos
-
Los planes mensuales
comienzan en el rango de los ¥1.000 -
Pago de suma global de
¥30.000 por hospitalización el mismo día. - Soporte en inglés disponible
- Las primas pueden variar según su edad y las condiciones seleccionadas al momento de la inscripción.
- Esto se aplica al agregar la Cláusula de Suma Global por Hospitalización. El monto del pago de suma global por hospitalización varía según el plan seleccionado.
- El pago de suma global por hospitalización se paga solo una vez por cada hospitalización por la cual se paga el beneficio de hospitalización de la póliza principal, hasta un máximo de 50 veces.
- El pago de suma global por hospitalización se paga cuando es hospitalizado y se paga el beneficio de hospitalización de la póliza principal.
- Una hospitalización el mismo día (0 noches, 1 día) se define como el ingreso y el alta el mismo día, según lo determine Nanairo Life Insurance en función de factores tales como si se cobra la tarifa de hospitalización básica.
Protéjase y proteja
a sus seres queridos
为了守护您
自己和您重要的家人
-
每月1,000日元档起即可投保
-
即使是当日出院，也将获得3万日元
一次性给付金 - 提供英语支持
- 保险费将根据投保时的年龄及所选条件可能有所不同。
- 如附加住院一次性给付金特别条款，住院一次性给付金的金额将根据所选方案而异。
- 如主合同的住院给付金被支付，每次住院时的住院一次性给付金仅限一次，累计最多50次。
- 如住院且主合同的住院给付金被支付，将获得住院一次性给付金。
- 当日出院（0晚1日）是指入院日与出院日为同一天的情况，由七色生命（Nanairo Life） 参考是否已支付住院基本费用等因素进行判断。
为了守护您
自己和您重要的家人
Supporting you with financial issues caused by treatment and hospitalization.
In Japan, treatment and hospitalization can cost more than you expect. Stay protected with affordable monthly premiums that bring peace of mind when it matters most.
Reliable English
Support
Our English-speaking insurance advisors will guide you to the best plan. Post-enrollment support is also fully available.
Book Consultation in English Learn more ▼
Clear and Generous Coverage Details
Receive a ¥30,000 lump-sum benefit even for same-day hospitalizations. Our simple yet comprehensive plans are designed to give you peace of mind.
Learn more ▼
Reliable Management System
Nanairo Life Insurance, part of the Asahi Life Group with 137 years of experience, offers a trusted medical insurance plan backed by more than 680,000 in-force policies.
※ As of the end of the second half of FY2024.Affordable premiums and
reliable coverage
Example Monthly Premiums
Designed to keep your monthly costs low, our monthly premium is fixed for life after enrollment.
Male (30yrs.)
¥2,778
Female (30yrs.)
¥2,803
Fixed rates from the moment you sign up.
Example of Coverage Details
Comprehensive protection for both ongoing hospitalization expenses and sudden medical costs:
Daily hospitalization benefit
¥5,000
Hospitalization lump-sum benefit
¥30,000
- Medical Insurance (No Surrender Value Type) (2022) as of August, 2025 / Hospitalization Benefit (60-day type): ¥5,000 per day / Hospitalization Lump-Sum Rider: ¥30,000 / Special Provision for Extended Hospitalization for Three Major Diseases: Applied / Surgery Type 2 /Advanced Medical Care and Patient-Requested Medical Care Rider: Added / Outpatient Lump-Sum Rider (2022): ¥30,000 / Three major diseases lump sum rider (2024) Three major diseases Type A: ¥300,000 / Insurance Period, Premium Payment Period: Lifetime / Premium Payment Method: Monthly Payment (Credit Card or Direct Debit).
- The hospitalization benefit covers up to 60 days per hospital stay, with a lifetime maximum of 1,000 days.
- The hospitalization Lump-Sum benefit is paid only once per hospitalization for which the main policy's hospitalization benefit is payable, up to a maximum of 50 times.
- The hospitalization Lump-Sum benefit is paid when you are hospitalized and the main policy's hospitalization benefit is payable.
Simple, Easy-to-Choose Plans to Match Your Needs
Medical Insurance
Nanairo Medical Ishizue
Issue Ages 0–85
18+ for online applicationsInsurance Period: Lifetime
Online Application Available
Medical Insurance Accessible
Even with Pre-Existing Conditions
Nanairo Medical Super Wide
Issue Ages 20–85
Insurance Period: Lifetime
Online Application Available
Medical Insurance with Strong Cancer Coverage
Nanairo Cancer Lump-Sum Insurance
Nanairo Lump-Sum Cancer
Insurance Plan Issue Ages 20–80
Insurance Period: Lifetime
Online Application Available
Medical Insurance for Specified Diseases
Nanairo Three
Issue Ages 0–80
18+ for online applicationsInsurance Period: Lifetime
Online Application Available
Nanairo Seven
Issue Ages 0–80
18+ for online applicationsInsurance Period: Lifetime
Online Application Available
Multilingual Dial - A Reliable Consultation Service
in English, Chinese and Japanese
(Available After Enrollment)
Our experienced consultation staff are available to answer questions about your own or your
family’s
health and medical concerns. Upon request, they can also provide information about medical
institutions. T-PEC is available in English and Chinese.
You can ask about:
Physical
symptoms
First-aid
for injuries
Health maintenance & wellness
Information
on nearby medical
institutions
Mental health and
stress concerns
Example 1
My child suddenly got sick. I didn’t know what to do.
→A medical expert gave first-aid advice and helped me find a nearby pediatric clinic.
Example 2
I wasn’t sure what
department to visit for my symptoms.
→They listened carefully to my symptoms and guided me to the appropriate hospital. I recovered smoothly.
Plan ahead for your loved ones.
Insurance helps you be prepared.
Unexpected illness or injury can impact your and your family’s daily life. Insurance offers a simple, proactive way to safeguard your loved ones.
FAQ
Q1. Can foreign nationals or new arrivals to Japan apply for this insurance?
Yes, they can. However, they need to review the following conditions before applying:
The policyholder, insured person, beneficiary, and appointed representative of the claimant
must all reside in Japan.
You must currently intend to reside permanently in Japan.
You must be able to understand the contents of the policy terms, application form,
declarations, Policy Guide, Terms & Conditions, policy overview, important notice and all
relevant information provided.
Q2. How are premiums determined?
Insurance premiums are set based on your age and the coverage you choose. Please try our simulator to see an estimate.
Get a Quote Now ▶Q3. How can I apply?
You can use our online premium simulator and take advantage of free English-language consultations. Then, you can apply either online or in person with the required documents.
Book Consultation in English ▶
Q4. I’m not confident in my Japanese. Can I still apply?
Absolutely! Full English-Speaking support is available, so you can join with confidence and ease.
Q5. What are the benefits of insurance?
Medical costs in Japan can be unexpectedly high. Insurance can help reduce your out-of-pocket burden in significantly some cases and allow you to focus on treatment without financial worries, even in the event of sudden illness or injury.
Q6. Can I call you now to ask questions?
Yes, you can. Please feel free to call us if you have any questions.
0120-7716-89
Business Hours: 10:00 am – 6:00 pm*
*Excluding Saturdays, Sundays, and
year-end/New Year holidays
Q7. Can my family join as well?
Yes, they can join too! We offer plans for a wide range of ages, from children to elderly family members. For family enrollment, please start by booking a consultation.
Book Consultation in English ▶Q8. Will hospitalization or surgery abroad be covered?
Yes, as long as the treatment is due to an unexpected illness or accident, and it’s performed at a medical institution equivalent to those in Japan, your claim may be accepted.
Q9. How do I file a claim after my policy starts?
Please call our Customer Service Center. We offer English-Speaking support through a three-way call with an interpreter.
【Dedicated Line for Foreign Customers】
0120-60-7716
Hours: Monday – Friday: 9:00 AM – 5:00 PM; Saturday: 9:00 AM – 12:00 PM & 1:00
PM
–
5:00 PM
Closed on Sundays, national holidays, and during the New Year holidays.
- Some Important Notes:
- ※ For clarity, only a selection of plans and coverage amounts is presented here.
- ※ If the coverage details are the same, the insurance premiums will be identical whether you apply by mail, online, or in person.
- ※ Cancer coverage starts on the 91st day from and including the start date of the insurance period of the main policy.
- ※This website provides an overview of the insurance product. For details of the insurance product, please refer to the "Product Brochure", " Policy Overview / Important Notice" and " Policy Guide - Terms and Conditions".